Trusted. Flexible. Seamless.
Marstone is the leading, independent provider of digital wealth solutions designed to improve your bottom line and help meet your customers where they are. Our mission is to enhance financial literacy, deepen financial inclusion, and humanize finance for all by enabling organizations to easily offer digital wealth services to their clients. Powered by Marstone™, our enterprise-ready platform, is the proven way for financial institutions to efficiently and affordably reach, acquire, and retain clients who seek straightforward information and engagement around their finances.
Partnering with the best.
Covered by the press.
Features of our platform
Flexible, Personalized Portfolios
Smart investing isn’t one size fits all, so we allow end investors to build a personalized portfolio based on their own goals, beliefs, and interests. After investors are guided through a few simple questions, our algorithms gauge their timing and risk tolerance to create an appropriate portfolio. Individual portfolios are then built and presented using our curated selection of exchange-traded funds, your own institution’s models, or models offered by our partners including BlackRock.
The Complete Financial Picture
Investments are typically just one piece of an end investor’s overall financial picture. We offer aggregation tools to link accounts held outside of Powered by Marstone, displaying everything in a unified and customizable dashboard. Our personalization tools offer customers an unprecedented level of control over their online experience, helping them learn and grow their financial understanding.
INTEGRATE SEAMLESSLY.
Fully digital and ready for customization, our automated workflow processes and integrated systems are designed to enable greater operational efficiency for your team.
Independent
Our flexible technology sits on top of your firm’s existing infrastructure and is integrated with multiple custodians and banking cores, allowing for faster back-end integration and a seamless user experience.
Flexible model management
We provide a range of wealth management solutions at your fingertips. You can use your own financial models, or leverage ones from our partners including BlackRock.
Tested and secure
The Powered by Marstone platform has been verified by CA Technologies Veracode, so security is baked in.
Automated and Customizable
Our automated workflow processes and interactive reporting tools can be customized with different metrics and benchmarks, allowing you to generate summaries of accounts and advisors’ books.
One Platform, Three Ways to Partner
From local banks and credit unions, to private investment shops and multinational financial institutions, every organization is unique. We offer several engagement models to meet your needs, no matter how complex. If you don’t see your type of firm listed, or if you’re curious about custom features, contact us.
1
Marstone as your
Technology
Partner
DESIGNED FOR:
Institutional investors
Investment firms
Wealth management firms
Banks with wealth management capabilities
BENEFITS:
Use your proprietary risk-tolerance questionnaire and model portfolios, including asset classes and securities
Conduct day-to-day account management for your clients leveraging your business’s existing custodial and technology frameworks
Clients access your investing platform as part of your company’s own branded website
2
Marstone as your
Sub-Advisor
.
DESIGNED FOR:
RIAs
Broker-dealers
BENEFITS:
A turn-key solution in which our SEC-regulated RIA acts in a sub-advisory capacity for the day-to-day management of your accounts, including trading and rebalancing
Leverage Marstone’s model-tested portfolios or use models from our third-party partners, including BlackRock
Clients access your investing platform through your company’s own branded website
3
Marstone as your
RIA
(Wealth Management as a Service)
.
DESIGNED FOR:
Qualified banks and credit unions with no
wealth offering
Insurance companies with no wealth offering
BENEFITS:
Allows you to assist clients in finding investment advisory solutions through Marstone’s digital offerings
Our SEC-regulated RIA provides advisory services for your clients through our softbranded platform
Your clients are automatically linked to a separate Marstone-hosted website for their investing experience, and your company’s logo is displayed as the referring institution
Imagine a financial planning tool that doesn't require you to have lots of money to invest. Doesn't require any previous knowledge or experience. Doesn't require a love of math or the financial markets. An opportunity where the only requirement is you and your dreams, and the curiosity to map those dreams in a way that’s intuitive, personal, and useful.
Marstone Maps is exactly that. It's our online financial planning solution that gives everyone the ability to plan, organize, and prioritize their investments and finances to match their life goals and milestones.
About Us
Marstone is an ensemble of experienced designers, technologists, storytellers, and wealth management practitioners who came together to develop a new breed of financial tools and investment solutions that are intuitive, useful, and relevant for everyone. We innovate in collaboration with clients and vendors, big and small, enabling them to reach and engage every current and prospective investor.
Margaret J. Hartigan
Chief Executive Officer and Founder
Inspired to demystify finance for everyone, Margaret founded Marstone. Formerly a top-quintile financial advisor for 10 years in the Global Wealth Management Group at Merrill Lynch, she is an active leader in the alumni and major development efforts at both Brown University and Phillips Exeter Academy. She’s a member of the Milken FinTech Advisory Committee and serves on the NPX Charitable Board.
Robert Stone
Chief Creative Officer and Co-Founder
Knowing that meaningful products and successful companies are built through exceptional user experiences and constant innovation, Robert teamed with Margaret to create a new kind of financial services firm. A co-founder of Stone Yamashita Partners, he has been a creative director for more than 30 years and is a graduate of the Art Center College of Design.
Jon Stockdill
CHIEF TECHNOLOGY OFFICER
Jon has a proven track-record of building and developing high performing, cross-regional teams in the consulting and business solutions sectors. With extensive background in front-end, back-end, and sysadmin, Jon was previously the CTO and co-founder of Kenzan, a software engineering and professional services company providing a broad suite of customized services including Platforms as a Service, Application Development, Cloud Virtualization and Consulting / Education. Jon has a Bachelor’s degree in Mathematics from Warren Wilson College, and a Post-Baccalaureate Certificate from Hunter College for Spatial Data Analysis and Mapping Science.
Christopher D. LaVine
CHIEF FINANCIAL OFFICER | CHIEF STRATEGY OFFICER AND CO-FOUNDER
With a focus on transformation through collaboration, Chris brings his experiences from over a decade in investment management and financial technology industry where he managed individual and institutional accounts at A.R. Schmeidler & Co., a $1.5 billion investment management company, along with other stints in banking and research. He holds a Bachelor of Science in Business Administration from the University of Richmond and received his MBA from the Darden School of Business at the University of Virginia. Chris is also a CFA Charterholder.
Nisha Cordero
Chief People Officer & General Counsel
Growing a diverse, inclusive and collaborative team while bringing keen sense for business strategy and guidance, Nisha offers over twenty years of experience in the areas of legal practice, human resources, and management. Prior to Marstone, Nisha practiced as an attorney in the areas of commercial litigation, employment law counseling, and chancery court proceedings, and she co-founded and managed operations for an online retail business. She also served as Board President, Committee Chair and Member of the YWCA of Bergen County. Nisha holds a Bachelor of Science in Industrial Labor Relations from Cornell University and earned her J.D. from American University, Washington College of Law.
Zafar Iqbal
Vice President, Product Development
Zafar has built high performing product cultures in organizations ranging from early-stage start-ups to Fortune 100 banks. Zafar led teams at DriveWealth, Capital One and E*TRADE where he transformed the product development process and launched new products incorporating modern principles including Design Thinking, Lean Start-up and Agile Development. Zafar holds a Bachelor’s of Science in Accounting from Syracuse University and an MBA from the Ross School at the University of Michigan.
Board of Directors
MEMBERS
Anton V. Schutz
Chairman and CEO, Mendon Venture Partners
Ben Chatraw
Founder and Managing Partner, South Rose Capital
Carlos Iafigliola
SEVP, COO, Amerant Bancorp
Kristen Dickey
Former Managing Director, BlackRock
Margaret J. Hartigan
CEO and Founder, Marstone Inc.
Peter Kraus
Chairman and CEO, Aperture Investors
Former Chairman and CEO, AllianceBernstein
Tony Scavuzzo
Managing Principal, Castle Creek Capital
Advisors
Katherine Calvert
Chief Marketing Officer, Khoros
Thomas E. Freeman
Former Executive Vice President, SunTrust
John Liftin
Former General Counsel and Managing Director, The D.E. Shaw Group
Seth Masters
Former CIO, AllianceBernstein - Bernstein Private Wealth Management
Allison Netzer
Chief Marketing and Strategy Officer, NYMBUS
Kelsey Weaver
Founder, Empact Innovation and Former Publisher, Bank Director
In the press
Interested in reporting on Marstone? We’d love to tell you more about how our digital advice solutions are working for our clients and their customers.
April 26, 2024
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MARCH 6, 2020
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INDUSTRY Awards and Certifications
Contact Us
Have a question about partnering with us? Curious to see a demo of our platform? Email info@marstone.com and we’ll be in touch soon.
Disclosure Statement
Advisory services offered through Marstone LLC. Marstone LLC is an SEC registered investment adviser. Registration does not imply a certain level of skill or training. The content is developed from sources believed to be providing accurate information. The information is not intended to as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and materials provided are for general information and should not be considered a solicitation for the purchase or sale of any security or as specific investment advice for an individual’s situation. Please consider your objectives before investing. Past performance does not guarantee future results. Investing involves risk, and there is the potential for loss with any investment, including the loss of principal.
Marstone Inc. is a financial technology firm and is an affiliate of Marstone LLC. Any articles, awards, endorsements, or testimonials included on this website are related to Marstone Inc. and not related directly to advisory services offered through Marstone LLC.